Empowering Businesses
with Tailored Credit Solutions
ABOUT OUR COMPANY
About Us
We are an independent corporate finance firm founded by professionals with backgrounds in banking and investment. We help businesses access financing, manage risks, and make decisions grounded in data and common sense.

We choose to remain discreet. Our principle is simple: results matter more than names. Confidentiality is not a marketing tool — it’s a form of respect for our clients, partners, and the work we do. Everything we undertake is aimed at protecting the interests of those who place their trust in us.

We work precisely and calmly. We study the details, build structure, and find solutions. For us, professionalism is not about building a personal brand, but about working quietly and taking full responsibility for the outcome.
Our services
Services
Corporate
Credit Solutions
Credit
Advisory
Credit Risk
Assessment
Financial
Consulting
Debt
Restructuring
Management
Accounting Audit
We help businesses secure financing on the best possible terms, tailored to their specific needs. Leveraging our strong relationships with financial institutions, we negotiate competitive rates and structures that improve your cash flow and support growth. Our team provides full support throughout the credit process — from documentation to disbursement.
We offer strategic advice on credit management — from optimizing loan structures to improving your credit profile. Our experts help you balance leverage and growth while maintaining financial resilience. With our guidance, your business gains clarity and confidence in every financing decision.
Our Credit Risk Assessment service provides a detailed analysis of your company’s financial position and potential risk exposure. Using modern analytical tools, we deliver clear, actionable insights that help you make informed decisions, safeguard your assets, and strengthen financial stability.
Our Financial Consulting service takes a holistic view of your company’s financial health. We support management with analysis, budgeting, forecasting, and strategic planning — all designed to enhance profitability and efficiency. Our recommendations turn numbers into clear actions for sustainable growth.
We assist companies in reorganizing their debt obligations to reduce financial pressure and improve liquidity. Our team negotiates with creditors to secure better terms and sustainable repayment structures. Whether you face high interest rates or short-term liquidity issues, we create a path toward long-term stability.
Our Management Accounting Audit ensures your internal financial practices meet professional standards. We review your accounting systems, internal controls, and reporting processes to identify opportunities for improvement. The result — greater transparency, optimized resource use, and stronger decision-making.
Process of Obtaining
a Bank Loan
How it works
Mandate and Power of Attorney
We start by confirming representation — signing a cooperation agreement and a power of attorney that allows us to act on your behalf in discussions with the bank.
Gathering Client and Project Information
We collect all key information needed to prepare an information memorandum — a concise presentation of your company and the proposed financing. This includes financial statements, loan history, company structure, collateral options, and other relevant details.
Preparing and Sending the Information Memorandum
Based on our experience and network, we send the memorandum to selected partner banks that best match your profile. It highlights your liquidity, credit history, financial stability, and growth potential — everything a bank needs to make an informed decision.
Receiving Initial Feedback
The bank reviews the proposal and provides initial feedback — either expressing interest or requesting additional details. At this stage, we clarify all questions related to collateral, financial performance, or structure of the deal.
Bank’s Indicative Offer
Once a bank is ready in principle, it issues an indicative offer outlining key terms: loan amount, interest rate, maturity, collateral requirements, and other core conditions.
Detailed Due Diligence
After you confirm interest, the bank performs a deeper review of your company — analyzing financials, valuations, and collateral documentation. The results form the basis for the credit committee decision.
Drafting and Agreement Review
Upon approval, the bank’s legal department prepares the loan agreements. We review them with you, ensuring that all terms reflect the agreed structure and protect your interests.
Signing and Collateral Registration
All loan and security documents are signed, and any collateral is registered as required by law.
Disbursement of Funds
Once documentation is complete, the funds are released according to the agreed schedule — and the project can move forward.
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